<style>BODY {background: white}H1 {font-size: 14pt; font-family: ariel, helvetica, sanserif; color: darkblue}H2 {font-size: 13pt; font-weight: italic; font-family: ariel, helvetica, sanserif; color: darkblue}H3 {font-size: 12pt; font-family: ariel, helvetica, sanserif; color: darkblue}.header {font-size: 12pt; font-family: ariel, helvetica, sanserif; color: white; font-weight: bold}A.headerlink:link {color:white; text-decoration:none}A.headerlink:visited {color:white; text-decoration:none}A.headerlink:active {color:red; text-decoration:none}A.bodylink:link {color:darkblue; text-decoration:none}A.bodylink:visited {color:gray; text-decoration:none}A.bodylink:active {color:red; text-decoration:none}.bodytext {font-size: 11pt; font-family: "times new roman", garamond, serif;  color: black}.disclaimer {font-size: 9pt; font-family: ariel, helvetica, sanserif; color: darkred}.heavyalert {font-size: 16pt; font-family: ariel, helvetica, sanserif; color: red;}</style>